Flexible Digital Access
Access available virtual credit features through licensed financial institutions, subject to eligibility and approval.
Access financial products from licensed financial institutions
Finbubu is a technology platform that connects users with licensed financial institutions.
Convenient Digital Payments
Use supported payment features at participating merchants and supported payment networks.
No Account Opening Fee
Create your account and explore available services through the App at no initial registration cost.
Account Management Features
Manage supported account settings and access features directly through the App.
Subscription and Payment Management
View and manage supported recurring payment activities within the App experience.
Secure Digital Experience
Identity Protection
Identity Protection. We always double-check it’s really you
Always On Watch
Always On Watch. We monitor 24/7 so you don’t have to worry
Bio-Lock
Your face or fingerprint is the ultimate key
FAQs
Virtual Credit Services refer to revolving credit solutions accessible through the Finbubu platform, which are provided by licensed financial institutions in the Philippines.
Eligible users may be granted access to a credit limit, subject to evaluation and approval by the licensed financial institution providing the service. Available credit may be reused after repayments, depending on the terms of the provider.
Depending on the product features of the licensed financial institution:
Eligible users may be granted access to a credit limit, subject to evaluation and approval by the licensed financial institution providing the service. Available credit may be reused after repayments, depending on the terms of the provider.
Depending on the product features of the licensed financial institution:
- Purchases made via QR Ph or a linked payment method may qualify for a grace period
- Transfers to bank accounts or e-wallets may be treated as cash transactions and may incur interest from the transaction date
All applicable terms, fees, and conditions will be disclosed before use.
Certain eligible purchase transactions may qualify for a grace period, depending on the terms of the licensed financial institution providing the service.
If the full statement balance is paid on or before the due date, interest may not apply to eligible purchase transactions within the applicable grace period.
If the balance is not fully paid, interest and other applicable charges may apply in accordance with the terms of the licensed financial institution.
If the full statement balance is paid on or before the due date, interest may not apply to eligible purchase transactions within the applicable grace period.
If the balance is not fully paid, interest and other applicable charges may apply in accordance with the terms of the licensed financial institution.
Payments can be made through the repayment options available in the Finbubu platform.
Available payment methods may vary depending on the licensed financial institution providing the service.
Available payment methods may vary depending on the licensed financial institution providing the service.
Billing cycles, minimum payment requirements, and due dates are determined by the licensed financial institution providing the service.
At the end of each billing cycle:
a. A statement will be generated based on your credit usage
b. A minimum payment amount may be required
c. You may choose to pay more than the minimum or settle the full balance
d. All terms are governed by the licensed financial institution
At the end of each billing cycle:
a. A statement will be generated based on your credit usage
b. A minimum payment amount may be required
c. You may choose to pay more than the minimum or settle the full balance
d. All terms are governed by the licensed financial institution
Repayment instructions are available within the Finbubu platform.
Repayment methods, processing times, and applicable limits depend on the licensed financial institution providing the service.
Repayment methods, processing times, and applicable limits depend on the licensed financial institution providing the service.
The Finbubu app is operated by Finbubu Limited, a technology platform provider. Finbubu does not provide financial services, does not operate as a bank, and does not accept deposits.
Financial products and services available through the platform are provided by licensed financial institutions in the Philippines. Additional licensed financial institutions may be introduced over time.
Applications may be evaluated by one or more licensed financial institutions based on their own criteria. If approved, the specific financial institution providing the service will be clearly identified before you proceed.